I recently had a buyer seek mortgage loan pre-approval to buy a home but he was advised to improve his credit score. His cashflow was great, however his credit score was not as high
as it could be.

Shelter Mortgage’s Kathy Vitali provided him some suggestions on how to improve his score prior to his timeline for purchase June/July. Here are some of the Tips she provided him to bring his score up. Depending on your situation it may be relevant that you can use as well.

Improving Credit Score

  • Keep balances low on credit cards and other “revolving credit”.
  • Don’t open any new accounts prior to purchasing a home.
  • Pay off old debts to a zero balance.

For more tips on improving your credit score, contact one of our Fabulous Life Home Finance Specialists! While you’re there, check out our amazing home listings in your area!


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